Residential Mortgage Terms
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1 Renovation Loan
2 Repayment Plan
3 Deficiency Judgment
4 Single Close Construction Loan
5 Easement
6 Hybrid Loan
7 Debt to Income Ratio
8 Cloudy Title
9 Sample 72-Hour Clause
10 Sample 72-Hour Clause
11 HOPE For Home Owners Program (H4H)
12 Sample Good Guy Clause
13 USDA Loan
14 Zoning
15 Zoning Variance
16 Zero-Lot Home
17 Zero-Lot Lines
18 Zero Capital Gains Rate
19 YupCap
20 Yield-Spread Premium
21 Yield Curve
22 Wrap-Around Mortgage
23 Workout Assumption
24 Wild Deed
25 Wholesale Lender
26 Warehouse Lender
27 Warehouse Fee
28 Waiver of Subrogation
29 Waive Escrows
30 Voluntary Lien
31 Viager
32 Vendor Take Back Mortgage
33 Verification of Employment
34 Verification of Deposit
35 VA Mortgage
36 VA Loan
37 Usury
38 Urban Sprawl
39 Upzoning
40 Upfront Mortgage Lender
41 Upfront Mortgage Broker
42 Unsecured Loan
43 Unscheduled Recast
44 Unrecorded Deed
45 Underwriting Requirements
46 Underwriting
47 Underwriter
48 Two Step Mortgage
49 Two-Step Mortgage
50 Truth in Lender (TIL)
51 Truth in Lending
52 Transfer Tax
53 Appurtenance
54 Tract Home
55 Total Interest Payments
56 Total Housing Expense
57 Title
58 Title Search
59 Title Risk
60 Title Insurance
61 Third Party Origination
62 Term
63 Tenancy by the Entirety
64 Temporary Buydown
65 Tax Service Fee
66 Tax Sale
67 Tax Lien Sale
68 Tax Deed Sale
69 Tangible Net Benefit
70 Synthetic Lease
71 Sweat Equity
72 Survey
73 Subrogation
74 Subordination Policy
75 Subordination Clause
76 Subordinate Financing
77 Subdivision
78 Sub-Prime Market
79 Sub-Prime Lender
80 Sub-Prime Borrower
81 Streamlined Refinancing
82 Step Rate Mortgage
83 Stated Income
84 Stated Assets
85 Standard Payment Calculation
86 Special Improvement District
87 Special Deposit Account
88 Soft Prepayment Penalty
89 Skip Payment Mortgage
90 Single File Mortgage Insurance
91 Simple Interest
92 Simple Interest Mortgage
93 Silent Second
94 Short Sale
95 Short Refinance
96 Shared Equity Transaction
97 Shared Appreciation Mortgage
98 Settlement Costs
99 Servicing Transfer
100 Servicing Strip
101 Servicing Release Premium
102 Servicing Agent
103 Servicer
104 Seller Contribution
105 Seller Carry Back
106 Seller Financing
107 Self-Employed Borrower
108 Self Amortizing Loan
109 Security
110 Secure Option ARM
111 Secondary Mortgage Market
112 Second Mortgage
113 Scheduled Mortgage Payment
114 Satisfaction of Mortgage
115 Right of Rescission
116 Revolving Liability
117 Reverse Annuity Mortgage
118 Required Reserves
119 Required Cash
120 Rent Premium
121 REIT
122 Refinance
123 Referral Site
124 Referral Power
125 Referral Fees
126 Redlining
127 Recourse Loan
128 Recission
129 Recording Fees
130 Recast Payment
131 Realtor
132 Real Estate Settlement Procedures Act (RESPA)
133 Real Estate Agent
134 Rate Sheets
135 Rate Protection
136 Rate/Point Options
137 Rate Lock
138 Rate Cap
139 Quitclaim Deed
140 Qualifying Ratios
141 Qualification
142 Qualification Requirements
143 Qualification Rate
144 Purchase Money Mortgage
145 Purchase Loan
146 Property Flipping
147 Private Mortgage Insurance
148 Principal
149 Principal Limit
150 Principal, Interest, Taxes, and Insurance (PITI)
151 Principal Balance
152 Prime
153 Prime Rate
154 Primary Residence
155 Primary Mortgage Market
156 Price-gouging
157 Prepayment
158 Prepayment Penalty
159 Prepaid Expenses
160 Preliminary Title Report
161 Predatory Lending
162 Pre-Qualification
163 Pre-Approval
164 Preapproval
165 Power of Attorney
166 Posted Price
167 Portfolio Loan
168 Portfolio Lender
169 Portable Mortgage
170 Pledged Account Mortgage
171 Personal Recourse
172 Permanent Loan
173 Periodic Rate Cap
174 Periodic Payment Cap
175 Payment Change Date
176 Owner Financing
177 Origination Fee
178 Option ARM
179 Note
180 Non-Recourse
181 Non Assumption Clause
182 Net Present Value
183 Net Effective Income
184 Net Cash Flow
185 Negative Amortization
186 MyCommunityMortgage
187 Mortgage
188 Mortgagor
189 Mortgagee
190 Mortgage Modification
191 Mortgage Life Insurance
192 Mortgage Insurance
193 Mortgage Insurance Premium (MIP)
194 Mortgage Broker
195 Mortgage Banker
196 Monthly Fixed Installment
197 Mini-Perm Financing
198 Mezzanine
199 Mechanic's Lien
200 Maturity
201 Market Value
202 Margin
203 MAI Appraisal
204 Loss Payee
205 Lock
206 Lock Out
207 Local Improvement District (LID)
208 Loan to Value (LTV)
209 Loan to Cost (LTC)
210 Loan Servicing
211 Loan Prospector
212 Lifetime Rate Cap
213 Lien
214 Liabilities
215 Letter of Intent (LOI)
216 Leaseback
217 Lease-Purchase Mortgage Loan
218 Lease Options
219 Lease Assignment
220 Late Charge
221 Jumbo Loan
222 Investor
223 Internal Rate of Return
224 Interim Financing
225 Interest
226 Interest Rate Floor
227 Interest Rate Ceiling
228 Interest Rate Buydown Plan
229 Interest Accrual Rate
230 Installment
231 Initial Interest Rate
232 Index
233 Homeowners Insurance
234 Homeowners Association
235 Homebuyer Protection Plan
236 Home Possible
237 Home Equity Line of Credit (HELOC)
238 Hard Prepayment Penalty
239 Hard Money Loan
240 Gross Building Area
241 Graduation Rate
242 Graduation Period
243 Graduated Payment Mortgage (GPM)
244 Good Guy Clause
245 Grace Period
246 Government National Mortgage Association
247 Good Faith Estimate
248 Ginnie Mae (GNMA)
249 Gift of Equity
250 Gap Financing
251 Fully Indexed Interest Rate
252 Fully Amortizing Payment
253 Full Service Lease
254 Front-end Fee
255 Foreclosure
256 Forbearance Agreement
257 Fixed Rate Mortgage
258 First Mortgage
259 Financing Points
260 Financial Lien Position
261 FHA Mortgage
262 Fannie Mae
263 Escrow
264 Escrow Fall Out
265 Equity
266 Equity Loan
267 Due-On-Sale Clause
268 Dually Employed with Kids (DEWKS)
269 Dual Index Mortgage
270 Dual Apper
271 Down Payment
272 Double Income No Kids (DINKS)
273 Discretionary ARM
274 Demand Clause
275 Delinquency
276 Defeasance Clause
277 Default
278 Deed
279 Deed in Lieu of Foreclosure
280 Declining Balance
281 Debt Consolidation
282 Cumulative Interest
283 Credit Rated
284 Credit Report
285 Correspondent Lending
286 Conversion Option
287 Conventional Mortgage
288 Contract Knavery
289 Construction to Perm Loan
290 Construction Financing
291 Conforming Mortgage
292 Conduit
293 Conduit Lender
294 Condominiums
295 Community Property
296 Co-Borrowers
297 Closing Date
298 Closing
299 Class C Property
300 Class B Property
301 Class A Property
302 Cash-Out Refinance
303 Cash on Cash Return
304 Carveout
305 Buy-up
306 Buy-down
307 Builder-financed Construction
308 Bridge Loan
309 Blanket Loan
310 Bi-weekly Mortgage
311 Bi-monthly Mortgage
312 Basis Points
313 Balloon Mortgage
314 Balloon
315 Bad-Faith Estimate
316 Automated Underwriting
317 Assumption
318 Assumable Mortgage
319 Approval
320 Appraiser
321 Appraisal
322 Application Fee
323 Application
324 Annual Percentage Rate (APR)
325 Amortization Schedule
326 Amortization
327 Alternative Documentation
328 Alt-A
329 Agreement of Sale
330 Affordability
331 Adjustment Interval
332 Adjustable Rate Mortgage (ARM)
333 Ad Valorem
334 Acceleration Clause
335 A-Credit
336 72-Hour Clause
337 10/20 Mortgage
338 Affinity Bank
339 Pennsylvania Mortage Broker Requirements
340 Down Payment Assistance
 

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