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Article Title
1
Renovation Loan
2
Repayment Plan
3
Deficiency Judgment
4
Single Close Construction Loan
5
Easement
6
Hybrid Loan
7
Debt to Income Ratio
8
Cloudy Title
9
Sample 72-Hour Clause
10
Sample 72-Hour Clause
11
HOPE For Home Owners Program (H4H)
12
Sample Good Guy Clause
13
USDA Loan
14
Zoning
15
Zoning Variance
16
Zero-Lot Home
17
Zero-Lot Lines
18
Zero Capital Gains Rate
19
YupCap
20
Yield-Spread Premium
21
Yield Curve
22
Wrap-Around Mortgage
23
Workout Assumption
24
Wild Deed
25
Wholesale Lender
26
Warehouse Lender
27
Warehouse Fee
28
Waiver of Subrogation
29
Waive Escrows
30
Voluntary Lien
31
Viager
32
Vendor Take Back Mortgage
33
Verification of Employment
34
Verification of Deposit
35
VA Mortgage
36
VA Loan
37
Usury
38
Urban Sprawl
39
Upzoning
40
Upfront Mortgage Lender
41
Upfront Mortgage Broker
42
Unsecured Loan
43
Unscheduled Recast
44
Unrecorded Deed
45
Underwriting Requirements
46
Underwriting
47
Underwriter
48
Two Step Mortgage
49
Two-Step Mortgage
50
Truth in Lender (TIL)
51
Truth in Lending
52
Transfer Tax
53
Appurtenance
54
Tract Home
55
Total Interest Payments
56
Total Housing Expense
57
Title
58
Title Search
59
Title Risk
60
Title Insurance
61
Third Party Origination
62
Term
63
Tenancy by the Entirety
64
Temporary Buydown
65
Tax Service Fee
66
Tax Sale
67
Tax Lien Sale
68
Tax Deed Sale
69
Tangible Net Benefit
70
Synthetic Lease
71
Sweat Equity
72
Survey
73
Subrogation
74
Subordination Policy
75
Subordination Clause
76
Subordinate Financing
77
Subdivision
78
Sub-Prime Market
79
Sub-Prime Lender
80
Sub-Prime Borrower
81
Streamlined Refinancing
82
Step Rate Mortgage
83
Stated Income
84
Stated Assets
85
Standard Payment Calculation
86
Special Improvement District
87
Special Deposit Account
88
Soft Prepayment Penalty
89
Skip Payment Mortgage
90
Single File Mortgage Insurance
91
Simple Interest
92
Simple Interest Mortgage
93
Silent Second
94
Short Sale
95
Short Refinance
96
Shared Equity Transaction
97
Shared Appreciation Mortgage
98
Settlement Costs
99
Servicing Transfer
100
Servicing Strip
101
Servicing Release Premium
102
Servicing Agent
103
Servicer
104
Seller Contribution
105
Seller Carry Back
106
Seller Financing
107
Self-Employed Borrower
108
Self Amortizing Loan
109
Security
110
Secure Option ARM
111
Secondary Mortgage Market
112
Second Mortgage
113
Scheduled Mortgage Payment
114
Satisfaction of Mortgage
115
Right of Rescission
116
Revolving Liability
117
Reverse Annuity Mortgage
118
Required Reserves
119
Required Cash
120
Rent Premium
121
REIT
122
Refinance
123
Referral Site
124
Referral Power
125
Referral Fees
126
Redlining
127
Recourse Loan
128
Recission
129
Recording Fees
130
Recast Payment
131
Realtor
132
Real Estate Settlement Procedures Act (RESPA)
133
Real Estate Agent
134
Rate Sheets
135
Rate Protection
136
Rate/Point Options
137
Rate Lock
138
Rate Cap
139
Quitclaim Deed
140
Qualifying Ratios
141
Qualification
142
Qualification Requirements
143
Qualification Rate
144
Purchase Money Mortgage
145
Purchase Loan
146
Property Flipping
147
Private Mortgage Insurance
148
Principal
149
Principal Limit
150
Principal, Interest, Taxes, and Insurance (PITI)
151
Principal Balance
152
Prime
153
Prime Rate
154
Primary Residence
155
Primary Mortgage Market
156
Price-gouging
157
Prepayment
158
Prepayment Penalty
159
Prepaid Expenses
160
Preliminary Title Report
161
Predatory Lending
162
Pre-Qualification
163
Pre-Approval
164
Preapproval
165
Power of Attorney
166
Posted Price
167
Portfolio Loan
168
Portfolio Lender
169
Portable Mortgage
170
Pledged Account Mortgage
171
Personal Recourse
172
Permanent Loan
173
Periodic Rate Cap
174
Periodic Payment Cap
175
Payment Change Date
176
Owner Financing
177
Origination Fee
178
Option ARM
179
Note
180
Non-Recourse
181
Non Assumption Clause
182
Net Present Value
183
Net Effective Income
184
Net Cash Flow
185
Negative Amortization
186
MyCommunityMortgage
187
Mortgage
188
Mortgagor
189
Mortgagee
190
Mortgage Modification
191
Mortgage Life Insurance
192
Mortgage Insurance
193
Mortgage Insurance Premium (MIP)
194
Mortgage Broker
195
Mortgage Banker
196
Monthly Fixed Installment
197
Mini-Perm Financing
198
Mezzanine
199
Mechanic's Lien
200
Maturity
201
Market Value
202
Margin
203
MAI Appraisal
204
Loss Payee
205
Lock
206
Lock Out
207
Local Improvement District (LID)
208
Loan to Value (LTV)
209
Loan to Cost (LTC)
210
Loan Servicing
211
Loan Prospector
212
Lifetime Rate Cap
213
Lien
214
Liabilities
215
Letter of Intent (LOI)
216
Leaseback
217
Lease-Purchase Mortgage Loan
218
Lease Options
219
Lease Assignment
220
Late Charge
221
Jumbo Loan
222
Investor
223
Internal Rate of Return
224
Interim Financing
225
Interest
226
Interest Rate Floor
227
Interest Rate Ceiling
228
Interest Rate Buydown Plan
229
Interest Accrual Rate
230
Installment
231
Initial Interest Rate
232
Index
233
Homeowners Insurance
234
Homeowners Association
235
Homebuyer Protection Plan
236
Home Possible
237
Home Equity Line of Credit (HELOC)
238
Hard Prepayment Penalty
239
Hard Money Loan
240
Gross Building Area
241
Graduation Rate
242
Graduation Period
243
Graduated Payment Mortgage (GPM)
244
Good Guy Clause
245
Grace Period
246
Government National Mortgage Association
247
Good Faith Estimate
248
Ginnie Mae (GNMA)
249
Gift of Equity
250
Gap Financing
251
Fully Indexed Interest Rate
252
Fully Amortizing Payment
253
Full Service Lease
254
Front-end Fee
255
Foreclosure
256
Forbearance Agreement
257
Fixed Rate Mortgage
258
First Mortgage
259
Financing Points
260
Financial Lien Position
261
FHA Mortgage
262
Fannie Mae
263
Escrow
264
Escrow Fall Out
265
Equity
266
Equity Loan
267
Due-On-Sale Clause
268
Dually Employed with Kids (DEWKS)
269
Dual Index Mortgage
270
Dual Apper
271
Down Payment
272
Double Income No Kids (DINKS)
273
Discretionary ARM
274
Demand Clause
275
Delinquency
276
Defeasance Clause
277
Default
278
Deed
279
Deed in Lieu of Foreclosure
280
Declining Balance
281
Debt Consolidation
282
Cumulative Interest
283
Credit Rated
284
Credit Report
285
Correspondent Lending
286
Conversion Option
287
Conventional Mortgage
288
Contract Knavery
289
Construction to Perm Loan
290
Construction Financing
291
Conforming Mortgage
292
Conduit
293
Conduit Lender
294
Condominiums
295
Community Property
296
Co-Borrowers
297
Closing Date
298
Closing
299
Class C Property
300
Class B Property
301
Class A Property
302
Cash-Out Refinance
303
Cash on Cash Return
304
Carveout
305
Buy-up
306
Buy-down
307
Builder-financed Construction
308
Bridge Loan
309
Blanket Loan
310
Bi-weekly Mortgage
311
Bi-monthly Mortgage
312
Basis Points
313
Balloon Mortgage
314
Balloon
315
Bad-Faith Estimate
316
Automated Underwriting
317
Assumption
318
Assumable Mortgage
319
Approval
320
Appraiser
321
Appraisal
322
Application Fee
323
Application
324
Annual Percentage Rate (APR)
325
Amortization Schedule
326
Amortization
327
Alternative Documentation
328
Alt-A
329
Agreement of Sale
330
Affordability
331
Adjustment Interval
332
Adjustable Rate Mortgage (ARM)
333
Ad Valorem
334
Acceleration Clause
335
A-Credit
336
72-Hour Clause
337
10/20 Mortgage
338
Affinity Bank
339
Pennsylvania Mortage Broker Requirements
340
Down Payment Assistance
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