Community Property	Right of Rescission	Attorney State	Maximum Number of Points	Table Funding	Individual Loan Officer Licensing	Physical Location Required
No	Yes	No *			Yes	No
Flipping Allowed	Negative Amortization Loans Allowed	Prepayment Penalty Maximums	Maximum Debt to Income	Stated Income Loans Allowed	Wet State
No	No		50%

* A title company attorney, a lender's representative, a party to the contract, or an outside attorney may handle closings.

Bankapedia’s Take:

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