Hawaii Mortgage Laws

Community Property

Right of Rescission

Attorney State

Maximum Number of Points

Table Funding

Individual Loan Officer Licensing

Physical Location Required

No

 

Yes

Yes *

 

 

No

Yes

Flipping Allowed

Negative Amortization Loans Allowed

Prepayment Penalty Maximums

Maximum Debt to Income

Stated Income Loans Allowed

Wet State

 

 

 

 

 

 

 

 

 

 

* Title and escrow companies may handle escrows, but attorneys are the only ones allowed to prepare property transfer documents.

 

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