Community Property	Right of Rescission	Attorney State	Maximum Number of Points	Table Funding	Individual Loan Officer Licensing	Physical Location Required
Yes	Yes	No *
Flipping Allowed	Negative Amortization Loans Allowed	Prepayment Penalty Maximums	Maximum Debt to Income	Stated Income Loans Allowed	Wet State
No	No		55%

* In Northern California, title companies handle closings. In Southern California, escrow companies and lenders handle closings.

Bankapedia’s Take:

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