Community Property	Right of Rescission	Attorney State	Maximum Number of Points	Table Funding	Individual Loan Officer Licensing	Physical Location Required
No	Yes	Yes *			Yes	Yes
Flipping Allowed	Negative Amortization Loans Allowed	Prepayment Penalty Maximums	Maximum Debt to Income	Stated Income Loans Allowed	Wet State
No	No		Common Sense

* Title agents handle escrow while attorneys handle closings.

Bankapedia’s Take:

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